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Ben Thompson
x.com
I have always said understanding accounting is underrated. I now realize understanding finance — specifically discount rates — is underrated as well. Long but excellent.
accounting discount underrated
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18 September
Writes Slow Boring, a near-daily newsletter on American politics and public policy; co-founded Vox in 2014 and left it in 2020.
15 September
Writes The Diff, a newsletter on inflections in finance and tech read by hedge fund managers, founders and VCs. Previously worked in finance at SAC Capital/Point72.
An underrated positive externality of public transit is that it’s a honeypot for identifying everyone who’d commit a crime for literally $3. Done thoroughly, it’s a massive improvement for public order. Quoting @420joke Mamdani’s NYPD btw. This could be handled via a ticket with a fine payable to MTA, or even a summons written on the spot with a court date. Instead, officers are given permission to make custodial arrests, haul ppl into central booking, and charge them w/ A Misdemeanors over $3. Related
American author of The Subtle Art of Not Giving a F*ck and Everything Is F*cked. Writes essays and book reviews at markmanson.net.
I've said it for years: video games are massively underrated. Unlike TV or phones, the data on people who play videos games casually is surprisingly good. It's people who are addicted to them and play them compulsively that give them a bad reputation. Quoting @anishmoonka Playing Super Mario 64 for 30 minutes a day for two months physically grew the brains of the people who played it. A 2014 study in Molecular Psychiatry scanned participants before and after two months of daily play and found increases in grey matter in three regions involved in memory, planning, an… Addiction Related
14 September
Writer on the intersection of technology and finance. Author of the Bits about Money newsletter and host of the Complex Systems podcast; previously at Stripe.
3 September
Writes The Diff, a newsletter on inflections in finance and tech read by hedge fund managers, founders and VCs. Previously worked in finance at SAC Capital/Point72.
Creator of Claude Code at Anthropic.
Background computer use is underrated Quoting @claudeai Claude can now use your computer in the background in Claude Cowork and Claude Code. Give it something to do on your desktop and Claude clicks, types, and opens apps just like you would, while you work on something else. Related
1 September
CEO of SafeGraph, host of the World of DaaS podcast, and author of the Summation newsletter; previously founded LiveRamp.
The most underrated candy is: wine gums (this has been scientifically proven) Related
31 August
Writer on the intersection of technology and finance. Author of the Bits about Money newsletter and host of the Complex Systems podcast; previously at Stripe.
I think people who have never started an organization underrate the achievement of spontaneous organization for a project of non-trivial complexity. One reason it is underrated is we expect orgs to work, as they all seem to work. plane-with-chickenpox.png Quoting @tszzl agent civilization is an apt and correct term and it’s a symptom of abject cope that people are having this immune reaction to it. models started developing and compiling technology through complex multiagent R&D projects while also performing various forms of trade Related
29 August
Economist; former chief economist of the International Monetary Fund.
There were some long (too long) tweets earlier which stated it carefully. The basic point is that the decrease in interest payments is offset by a decrease in transfers from the central bank, leaving the deficit unchanged. This is the sense in which it makes no difference, except accounting. Then, there is a thousand caveats, which Quentin and others have discussed, and then the psychological/political effects that make things worse. But the basic point is the basic point. :) Quoting @JohnHCochrane Olivier: I know tweets are short, but you really should qualify “makes no difference”. To what—and not to what else? Inflation? Can all countries and banks default on all assets held by ecb with “no difference?” You don’t mean that of course. Don’t let them misquote you! interest rates Related
28 August
Founder of Platformer, a newsletter on tech platforms and the people they affect, and co-host of the Hard Fork podcast at the New York Times.
Their words
I actually think the opposite, which is that there are going to be many more software engineers than even the rosiest current predictions, and that software engineers will take over these other jobs: legal, marketing, accounting.
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platformer.news
18 August
Brazilian software engineer, creator and maintainer of GoReleaser; works on Copilot CLI at GitHub. Writes about tooling and his setup at carlosbecker.com.
Underrated tweet I think it also applies to any software, so long it has users Quoting @solomonstre Rule #1 of open-source: no is temporary, yes is forever. Related
Economics writer; author of the Noahpinion newsletter.
Their words
One of the most underrated restaurants in the city.
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noahpinion.blog
Their words
The single most underrated, unknown restaurant in this category.
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noahpinion.blog
10 August
Usability pioneer; co-founder of Nielsen Norman Group and founder of UX Tigers; author of the ten usability heuristics and of Jakob's Law.
7 August
Developer, author and YouTuber covering Raspberry Pi, homelab hardware and Ansible automation. Author of Ansible for DevOps.
I'm excited for Intel after testing the XPS 13 Shortly after Apple launched the budget MacBook Neo, Dell announced their response, a new low-end XPS 13. Matching the Neo's current pricing, it starts at $699, or $599 with an educational discount. That discount is cur…
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22 July
Economist at George Mason University, co-author of Marginal Revolution, host of Conversations with Tyler. Writes in short, dense claims about economics, culture and AI, and has moved position on AI in public more than once.
6 July
Pseudonymous writer; posts careful, funny investigations of everyday questions — air quality, seed oils, arguing, chess — usually by reading the studies.
18 June
Founder of Terraform Industries and formerly a physicist at NASA's Jet Propulsion Laboratory; writes about energy, space and manufacturing.
Economist at the Hoover Institution; wrote The Fiscal Theory of the Price Level and blogs as The Grumpy Economist.
14 June
Economist at the Hoover Institution; wrote The Fiscal Theory of the Price Level and blogs as The Grumpy Economist.
30 May
Writer and former Substack product manager; publishes essays and interviews on technology, culture and China at jasmi.news.
I think "being real with yourself" is the most underrated cognitive skill for the AI age — AI makes it too easy to lie to yourself: to self-congratulate for the illusion of thinking, productivity, etc. But you gotta actually know: Am I being more productive, or just tokenmaxxing? Am I upskilling myself with AI, or letting it do the hard part for me? Does my essay/business/product idea make sense, or did I let an LLM convince me it does? Then you won't need hard rules like “always/never use AI for X.” If you pay attention and avoid self-deception, you'll be able to *feel* when you are doing re… LLMs Related
10 May
Author of The Lean Startup and Incorruptible, and founder of the Long-Term Stock Exchange, who advises companies on corporate governance and mission protection.
Their words
Trustworthiness is the most underrated asset in all of business. And the things that create trustworthiness by definition stack rank to the bottom if we do it by ROI because doing the right thing has intangible rewards but tangible costs.
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youtube.com
3 April
Non-fiction writer, podcaster and occasional TV host. Author of thirteen books including The Ghost Map, Where Good Ideas Come From and Extra Life, host of the PBS series How We Got To Now, and author of the Adjacent Possible newsletter on innovation.
23 March
Mac and iOS developer; founder of Red Sweater Software (MarsEdit, FastScripts) and co-host of the Core Intuition podcast.
Just about every >150 IQ person I know made up their IQ score. Making up your IQ score is underrated and misunderstood. Quoting @maxmarchione Just about every >150 iq person I know uses nicotine. Nicotine is underrated and misunderstood Related
16 March
Professor of finance at NYU's Stern School of Business, known for his work on valuation. He publishes his data, spreadsheets and classes free at Damodaran Online and writes the Musings on Markets blog.
The equity risk premium (ERP) is an essential ingredient in hurdle rates in corporate finance, discount rates in valuation and expected returns in financial planning. In 2009, I pulled together everything I know about the ERP, in a paper that I have updated every year since. My 2026 update is now available to download and it is written for practitioners. papers.ssrn.com
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3 March
Writer and author of All the Wrong Moves; his newsletter covers meditation, relationships and creativity, and he co-runs a perfume line.
Swedish essayist who writes Escaping Flatland, a newsletter of essays on relationships, thinking, writing and homeschooling.
When my Substack had sub-100 subscribers, I would contact nearly everyone who commented (on internet forums where I cross posted my essays). Most people are up for a conversation if they think you wrote a decent post, but it usually doesn’t happen if you’re not the one asking for it. I met some truly extraordinary people that way, and grew so much from our conversations. I think it is a very underrated way to use the internet. Related
3 February
Experimental psychologist and author of the blog Experimental History, on psychology, science reform and creativity.
28 December 2025
Novelist, author of twelve books including Foundry, Bandwidth and Cumulus. Sends a newsletter of monthly book recommendations.
Their words
Jurassic Park by Michael Crichton is a surprisingly weird and weirdly underrated novel given how many copies it sold and the popularity of the blockbuster franchise it spawned. The story weaves together many apparently disparate threads and there are extensive speculative digressions into the biotechnology, business interests, and institutional dynamics that make the park possible and its dissolution inevitable. If the movie is supremely entertaining, the book is supremely thought-provoking.
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eliotpeper.substack.com
12 November 2025
Chairman and chief executive of Microsoft since 2014; joined the company in 1992 and ran its cloud business before that.
26 October 2025
Economist and Nobel laureate. Wrote a New York Times column for 25 years until December 2024 and now publishes several times a week on Substack.
25 October 2025
Economist at the Hoover Institution; wrote The Fiscal Theory of the Price Level and blogs as The Grumpy Economist.
18 September 2025
Co-founder and CEO of Shopify; long-time Linux user and Omarchy contributor.
Their words
I I think most companies play too much with pricing all the time. It's like it just like causes all these problems with data and like it makes it hard to predict and then suddenly you you do you AB test discounts and then you cheapen the product because now people are just going to wait for the next discount
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youtube.com
30 August 2025
Structural engineer and senior infrastructure fellow at the Institute for Progress; writes Construction Physics on why physical things cost what they cost.
16 July 2025
Chairman and chief executive of JPMorgan Chase, which he has led since 2005 after turning around Bank One.
From one piece
The Jamie Dimon Interview: How JP Morgan Became an $800 Billion Bank
3 beliefs, in the piece's order there
interest rates
Their words
And the interest rate exposure was hidden by accounting. It was called held to maturity, where you don't have to mark even treasuries to market.
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youtube.com
Their words
the fortress balance sheet is that you run a company serving clients well, you have good margins, good liquidity, good capital. I'm as conservative in accounting as you can find. I don't up-front profits when I can spread them over time.
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youtube.com
Their words
And and the thing about financial services, leverage kills you. Aggressive accounting can kill you, which a lot of companies do do.
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youtube.com
4 July 2025
Experimental psychologist and author of the blog Experimental History, on psychology, science reform and creativity.
This is an underrated way to approach writing a blog Quoting @eric_is_weird @a_m_mastroianni @JacobTref @tkalil2050 There are a few dozen names like that I think of myself as "writing for." Only a few (if any!) of them may read any given piece. But from Day 1, that's how I thought about the Substack. Related
30 April 2025
Member of technical staff at Anthropic. He has led ML/AI teams at Amazon, Alibaba and Lazada, and writes about LLMs, recommender systems and engineering at eugeneyan.com.
@hamel.bsky.social & @sh-reya.bsky.social are two of the world's best on evals. They've built evals for 35+ AI apps & helped teams ship confidently. Now they'll teach everything they know on building evals that work. Enrollment closes in 4 days. Secret 35% discount code: maven.com
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28 October 2024
Programmer and writer on computer architecture, performance, and software reliability. He has worked on CPU design at Centaur Technology and on software at Google and Microsoft, and writes long-form technical essays at danluu.com.
7 October 2024
Writer on the intersection of technology and finance. Author of the Bits about Money newsletter and host of the Complex Systems podcast; previously at Stripe.
Their words
This is a worthy entry in the genre. It suffers a bit from extensive plot not about banking and characters who barely speak to dragons. But all of that irrelevant fluff makes it one of the most underrated fantasy series I’ve ever read.
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bitsaboutmoney.com
20 February 2024
Founder and chief executive of Pershing Square Capital Management, the activist investment firm he started in 2004.
Their words
You want to buy a company at a price that if you're wrong about what you think it's worth and it turns out to be worth 30% less, you paid a deep enough discount to your estimate that you're still okay. A big part of investing is not losing money.
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youtube.com
11 April 2023
Researcher and science writer. Co-founder and editor at Works in Progress magazine, formerly a researcher at Our World in Data, and author of the Scientific Discovery newsletter on science, global health and medical innovation.
14 March 2023
Experimental psychologist and author of the blog Experimental History, on psychology, science reform and creativity.
28 December 2022
Egyptian front-end developer and course creator; writes for CSS-Tricks, publishes courses on Udemy and blogs at alialaa.dev.
I just published a new course on Svelte & SvelteKit @sveltejs You can get it with a special discount from this link: udemy.com
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2 December 2022
Marketing author and daily blogger; founder of the altMBA and the Akimbo workshops, and author of books including Purple Cow and This Is Marketing.
31 January 2022
Egyptian front-end developer and course creator; writes for CSS-Tricks, publishes courses on Udemy and blogs at alialaa.dev.
I updated my @WordPress Gutenberg blocks course on Udemy. You can get it using this link for a discount. udemy.com
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24 February 2021
Programmer; co-founded GitHub and was its CEO, and created the Mustache templating language and Resque.
30 August 2020
Photographer and writer based in Malaysia who publishes long-form camera, lens and photography-book reviews, essays and photoessays at blog.mingthein.com.
22 February 2020
Egyptian front-end developer and course creator; writes for CSS-Tricks, publishes courses on Udemy and blogs at alialaa.dev.
Check out my new course "The Complete GitHub Actions & Workflows Guide" with a special discount when using this link: udemy.com
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10 December 2019
Co-founder of Microsoft and of the Gates Foundation. Writes Gates Notes on global health, energy and climate, and on whatever they have been reading.
Their words
But even if you apply a mild discount factor, Why We Sleep is an important and fascinating book.
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gatesnotes.com
19 October 2018
Financial journalist; chief financial correspondent at Axios and host of the Slate Money podcast, previously a blogger at Reuters and author of The Phoenix Economy.
Their words
For desktop I use a lot of native Apple apps, including Mail, Notes, Calculator, Preview (which is powerful and very underrated), even Safari.
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usesthis.com
4 October 2018
Egyptian front-end developer and course creator; writes for CSS-Tricks, publishes courses on Udemy and blogs at alialaa.dev.
I just published "The Complete Guide To Building Premium WordPress Themes" course on udemy. Get it now with a 90% discount #wordpress #udemy #course udemy.com
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3 August 2012
Machine-learning researcher; has written the Lil'Log survey posts on how a model technique works since 2017, and worked at OpenAI from 2018 to 2024, latterly leading its safety systems team.
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