Patrick McKenzie
Writer on the intersection of technology and finance. Author of the Bits about Money newsletter and host of the Complex Systems podcast; previously at Stripe.
Patrick McKenzie did not write this page. ppll compiled it from their own words, each linked to the source. Is this you? · Report a mistake
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What they believe
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The financial industry functions as an arm of the government, compelled into that role by law and regulation rather than choice.
The financial industry understands itself to be an arm of the government. We were inducted into this service other-than-willingly through the ordinary operation of law and regulation. This is uncontroversial and unsurprising to insiders.
bitsaboutmoney.comSaid 1 May 2026This on korrents
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The optimal amount of fraud in any system is not zero.
it is well-understood in industry that the optimal amount of fraud is not zero.
bitsaboutmoney.comSaid 6 Feb 2026This on korrents
The bold line is korrents’ wording; the quote is theirs. These 2: what they wrote before what they said aloud, one per source, newest first.
Feed
As its own page →Hiding
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1 May
From one piece Notes on a non-profit indicted for bank fraud 3 beliefs · bitsaboutmoney.com
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Their words
But in law, as in restaurants, we are allowed to write down recipes and tell people to just follow the steps.
Notes on a non-profit indicted for bank fraudbitsaboutmoney.com
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korrents.com
The mandatory financial-transaction reporting regime functions as an end-run around the Fourth Amendment.Their words
One critique is that this regime is functionally an end-run around the Fourth Amendment.
Notes on a non-profit indicted for bank fraudbitsaboutmoney.com
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Their words
The financial industry understands itself to be an arm of the government. We were inducted into this service other-than-willingly through the ordinary operation of law and regulation. This is uncontroversial and unsurprising to insiders.
Notes on a non-profit indicted for bank fraudbitsaboutmoney.com
6 February
From one piece Fraud Investigation is Believing Your Lying Eyes 3 beliefs · bitsaboutmoney.com
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korrents.com
A person who has committed fraud once is likely to go on to commit fraud again in a new venture.Their words
the dominant next adventure for a former fraudster is... opening up a new fraud.
Fraud Investigation is Believing Your Lying Eyesbitsaboutmoney.com
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korrents.com
Most fraud is the product of an organized business process rather than individual wrongdoing.Their words
Most fraud, like most scaled property crime, is actually the result of a business process.
Fraud Investigation is Believing Your Lying Eyesbitsaboutmoney.com
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Their words
it is well-understood in industry that the optimal amount of fraud is not zero.
Fraud Investigation is Believing Your Lying Eyesbitsaboutmoney.com
7 January
From one piece One Regulation E, Two Very Different Regimes 2 beliefs · bitsaboutmoney.com
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Their words
if it walks like a checking account, quacks like a checking account, and is marketed as an alternative to checking accounts, then it is almost certainly within Reg E scope
One Regulation E, Two Very Different Regimesbitsaboutmoney.com
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korrents.com
A consumer fraud dispute is decided by a support agent in about three minutes, not by anything resembling a trial.Their words
It is a CSR clicking a button on their web app’s interface after 3 minutes of consideration, and then entire evidentiary record often fits in a tweet.
One Regulation E, Two Very Different Regimesbitsaboutmoney.com
19 December 2025
From one piece The gift card accountability sink 3 beliefs · bitsaboutmoney.com
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Their words
The dominant reason for this is that suggesting a concrete action to you gets you off the phone faster, and the call center aggressively minimizes time to resolution of calls and recidivism, where you call back because your problem is not solved.
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Their words
people who write professionally about money-including professional advocates for financially vulnerable populations-often misunderstand alternative financial services, largely because those services are designed to serve a social class that professionals themselves do not belong to, rarely interact with directly, and do not habitually ask how they pay rent, utilities, or phone bills.
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korrents.com
The United States is capable of creating large, effective, pro-consumer regulatory regimes, at least in some cases.Their words
Many people think the U.S. can't make large, effective, pro-consumer regulatory regimes. They are straightforwardly wrong... some of the time.
5 December 2025
10 October 2025
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Recommendsrcmnd.app
Money StuffTheir words
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
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Recommendsrcmnd.app
Odd LotsTheir words
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
13 August 2025
From one piece Open Banking and payments competition 4 beliefs · bitsaboutmoney.com
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korrents.com
Letting banks ruin the economics of businesses they dislike by demand letter will inevitably be abused.Their words
We should not allow banks to get into the habit of sending demand letters to ruin the economics of businesses they simply do not like.
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Their words
But cards are not and cannot be the last word in payments.
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korrents.com
Having banked almost everyone does not entitle banks to a fee on every transaction in society.Their words
We have made enormous strides, both from the financial industry and civil society, in banking almost everyone.
+ 1 more
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Their words
Almost all discussions of it center on “data”, but it’s actually a fight about payments, and whether banks have a right to monopolize and charge for all economic activity their users engage in, irrespective of whether the bank operates the payment method.
5 March 2025
24 January 2025
15 January 2025
9 December 2024
7 October 2024
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Recommendsrcmnd.app
The Big ShortTheir words
the Big Short is a dramatization of a gang of outsiders (and insiders who are presented as outsiders for narrative convenience, a theme Lewis will return to frequently, not always with self-awareness) who correctly predict the mechanism and course of the global financial crisis.
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Recommendsrcmnd.app
Margin CallTheir words
What it is stellar at—almost unmatched in fiction—is depicting archetypes that are both dramatically compelling and reasonably true to those working at various levels in the industry.
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Lovedrcmnd.app
The Dragon's BankerTheir words
sometimes, a title has you at hello, and then goes on to underpredict the actual work. That’s the Dragon’s Banker in a nutshell.
+ 5 more
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Lovedrcmnd.app
The Dagger and the CoinTheir words
This is a worthy entry in the genre. It suffers a bit from extensive plot not about banking and characters who barely speak to dragons. But all of that irrelevant fluff makes it one of the most underrated fantasy series I’ve ever read.
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Recommendsrcmnd.app
Shylock's ChildrenTheir words
This is a pity, and if you can find it, it is very worth your time.
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Likedrcmnd.app
The Phoenix ProjectTheir words
The Phoenix Project is actually assigned at some infrastructure companies, because the narrative makes the pedagogy about project management go down more easily.
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Mixed onrcmnd.app
The Social NetworkTheir words
The Social Network is substantially made up, more a source for vibes rather than a source for facts. Even the vibes fail to cohere with reality. And yet it convinced many proto-founders to put in YC applications.
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Recommendstheir ownrcmnd.app
Complex SystemsTheir words
do check out Complex Systems if you haven't already. It is in your podcast-delivery-vehicle of choice or at the website
31 July 2024
30 June 2024
24 May 2024
Nothing matches.
Beliefs
Korrents What they believe 33 beliefs — each backed by an exact quote.
Each is a — compiled by korrents.com, not by them: the one-line wordings are korrents', the quotes are theirs.
Recent
The financial industry functions as an arm of the government, compelled into that role by law and regulation rather than choice.
The financial industry understands itself to be an arm of the government. We were inducted into this service other-than-willingly through the ordinary operation of law and regulation. This is uncontroversial and unsurprising to insiders.
Notes on a non-profit indicted for bank fraud Said 1 May 2026
The mandatory financial-transaction reporting regime functions as an end-run around the Fourth Amendment.
One critique is that this regime is functionally an end-run around the Fourth Amendment.
Notes on a non-profit indicted for bank fraud Said 1 May 2026
Complex professional practice, including law, can be reduced to written playbooks that make its outcomes reproducible without requiring artisanal mastery.
But in law, as in restaurants, we are allowed to write down recipes and tell people to just follow the steps.
Notes on a non-profit indicted for bank fraud Said 1 May 2026
Show 30 more
The optimal amount of fraud in any system is not zero.
it is well-understood in industry that the optimal amount of fraud is not zero.
Fraud Investigation is Believing Your Lying Eyes Said 6 Feb 2026
Most fraud is the product of an organized business process rather than individual wrongdoing.
Most fraud, like most scaled property crime, is actually the result of a business process.
Fraud Investigation is Believing Your Lying Eyes Said 6 Feb 2026
A person who has committed fraud once is likely to go on to commit fraud again in a new venture.
the dominant next adventure for a former fraudster is... opening up a new fraud.
Fraud Investigation is Believing Your Lying Eyes Said 6 Feb 2026
A consumer fraud dispute is decided by a support agent in about three minutes, not by anything resembling a trial.
It is a CSR clicking a button on their web app’s interface after 3 minutes of consideration, and then entire evidentiary record often fits in a tweet.
One Regulation E, Two Very Different Regimes Said 7 Jan 2026
Anything marketed as an alternative to a checking account should fall inside Regulation E’s consumer fraud protections.
if it walks like a checking account, quacks like a checking account, and is marketed as an alternative to checking accounts, then it is almost certainly within Reg E scope
One Regulation E, Two Very Different Regimes Said 7 Jan 2026
The United States is capable of creating large, effective, pro-consumer regulatory regimes, at least in some cases.
Many people think the U.S. can't make large, effective, pro-consumer regulatory regimes. They are straightforwardly wrong... some of the time.
The gift card accountability sink Said 19 Dec 2025
People who write professionally about money often misunderstand alternative financial services because they do not belong to the social class those services serve.
people who write professionally about money-including professional advocates for financially vulnerable populations-often misunderstand alternative financial services, largely because those services are designed to serve a social class that professionals themselves do not belong to, rarely interact with directly, and do not habitually ask how they pay rent, utilities, or phone bills.
The gift card accountability sink Said 19 Dec 2025
Call centers are incentivized to minimize call time and repeat calls rather than to actually resolve a customer's problem.
The dominant reason for this is that suggesting a concrete action to you gets you off the phone faster, and the call center aggressively minimizes time to resolution of calls and recidivism, where you call back because your problem is not solved.
The gift card accountability sink Said 19 Dec 2025
The Open Banking fight is not about data but about whether banks may charge for economic activity on payment rails they do not operate.
Almost all discussions of it center on “data”, but it’s actually a fight about payments, and whether banks have a right to monopolize and charge for all economic activity their users engage in, irrespective of whether the bank operates the payment method.
Open Banking and payments competition Said 13 Aug 2025
Having banked almost everyone does not entitle banks to a fee on every transaction in society.
We have made enormous strides, both from the financial industry and civil society, in banking almost everyone.
Open Banking and payments competition Said 13 Aug 2025
Cards cannot be the last word in payments, because society keeps making things that do not fit the card business model.
But cards are not and cannot be the last word in payments.
Open Banking and payments competition Said 13 Aug 2025
Letting banks ruin the economics of businesses they dislike by demand letter will inevitably be abused.
We should not allow banks to get into the habit of sending demand letters to ruin the economics of businesses they simply do not like.
Open Banking and payments competition Said 13 Aug 2025
Debanking became a public issue because it happened to well-connected wealthy people, who are not the typical victims.
We’re hearing about debanking because it sometimes affects socially established wealthy entrepreneurs and their companies.
Debanking (and Debunking?) Said 9 Dec 2024
Coordinated debanking is overstated; what is poorly understood is how independent banks end up making correlated decisions.
We will explore some coordination mechanisms, which are overstated, and some correlation mechanisms, which are poorly understood.
Debanking (and Debunking?) Said 9 Dec 2024
Americans are not, as a routine matter, cut off from the financial system for their politics.
This does not happen as a matter of routine in the United States.
Debanking (and Debunking?) Said 9 Dec 2024
A US deposit account is a credit product, and cannot be made otherwise without breaking it.
For one thing, typical deposit accounts in the U.S. are actually credit products. It's baked in and can't be baked out without making them unfit for purpose.
Debanking (and Debunking?) Said 9 Dec 2024
Nic Carter correctly identified the product behind the FDIC’s redacted crypto pause letters.
I think Carter is very likely (90%+) correct with respect to identifying the subject of these letters.
Debanking (and Debunking?) Said 9 Dec 2024
Salary negotiation is the most consequential financial decision most people ever make, and they are socialised to go into it unprepared.
Close to 100% is subject to the results of salary negotiations. Thus, your salary negotiations are probably going to be the most important financial decisions you will ever make. We socialize middle class Americans to go into them unprepared, demotivated, and fearful of success.
Salary Negotiation: Make More Money, Be More Valued Said 23 Jan 2012
A company is not sensitive to the few thousand dollars a candidate is afraid to ask for, because the fully-loaded cost of employing them dwarfs it.
This is a roundabout way of telling you that companies are not sensitive to small differences in employee wages because employees are so darned expensive anyhow.
Salary Negotiation: Make More Money, Be More Valued Said 23 Jan 2012
Asking a candidate for their salary history is a way to justify paying them below market, so a candidate should never name a number first.
They are all using your previous anomalously low salary — a salary which did not reflect your true market worth, because you were young or inexperienced or unskilled at negotiation or working at a different firm or in another line of work entirely — to justify paying you an anomalously low salary in the future.
Salary Negotiation: Make More Money, Be More Valued Said 23 Jan 2012
Negotiating hard costs a candidate nothing, because the person on the other side is spending a budget rather than their own money and will not hold it against them.
It is Bob’s job to get you signed with the company as cheaply as possible, but Bob is not super motivated to do so, because Bob is not spending Bob’s money to hire you. Bob is spending Bob’s budget.
Salary Negotiation: Make More Money, Be More Valued Said 23 Jan 2012
Engineers are hired to create business value rather than to program things, and the only goals are adding revenue and cutting costs.
The person who has decided to bring on one more engineer is not doing it because they love having a geek around the room, they are doing it because adding the geek allows them to complete a project (or projects) which will add revenue or decrease costs.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
A career goes better attached to the part of a business that brings the money in than to a cost centre, whatever the work itself is.
You really want to be attached to Profit Centers because it will bring you higher wages, more respect, and greater opportunities for everything of value to you.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Calling yourself a programmer marks you as a cost to be eliminated; describe yourself instead by the revenue you raised or the costs you cut.
If you call yourself a programmer, someone is already working on a way to get you fired.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Which language or stack an engineer knows barely matters, because a good engineer picks up a new one in weeks.
In the real world, picking up a new language takes a few weeks of effort and after 6 to 12 months nobody will ever notice you haven’t been doing that one for your entire career.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Most jobs and most good candidates never appear publicly; hiring travels through personal networks instead.
Most jobs are never available publicly, just like most worthwhile candidates are not available publicly
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Academic credentials — grades, major, the prestige of the degree — barely matter to industry hiring.
Your major and minor don’t matter. Most decisionmakers in industry couldn’t tell the difference between a major in Computer Science and a major in Mathematics if they tried.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Colleagues and bosses are counterparties rather than friends, and an interviewer being friendly is part of a transaction.
You should be a good person to everyone you meet — it is the moral thing to do, and as a sidenote will really help your networking — but do not be under the delusion that everyone is your friend.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
An employee’s startup equity grant is most likely worth nothing, because people overestimate both the odds of success and their own share of it.
Because you radically overestimate the likelihood that your startup will succeed and radically overestimate the portion of the pie that will be allocated to you if the startup succeeds.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
Engineers overestimate the competition and are usually good enough for the company they believe is out of their reach.
Key takeaway: you probably are good enough to work at that company you think you’re not good enough for. They hire better mortals, but they still hire mortals.
Don't Call Yourself A Programmer, And Other Career Advice Said 28 Oct 2011
What is a korrent?
A korrent is a belief a person has stated in their own words: one sentence stating the claim, backed by a quote and a source, kept at korrents.com.
Under a name here, the quoted block is what they actually said. The korrent beneath it is the claim those words support, in korrents' wording — tap it to see the record, its source, and who else holds it.
Nobody here wrote their own korrents. They are compiled from public statements, and a person can change their mind, which is recorded too.
Recommends rcmnd
rcmnd What they recommend 10 things — each backed by an exact quote.
Compiled by rcmnd.app, not by them: the quotes are theirs, and each links to the post it was copied from.
Recent
Recommends Odd Lots
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
bitsaboutmoney.com 10 Oct 2025
Recommends Money Stuff
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
bitsaboutmoney.com 10 Oct 2025
Recommends Complex Systems
do check out Complex Systems if you haven't already. It is in your podcast-delivery-vehicle of choice or at the website
bitsaboutmoney.com 7 Oct 2024
their own
Show 7 more
Mixed on The Social Network
The Social Network is substantially made up, more a source for vibes rather than a source for facts. Even the vibes fail to cohere with reality. And yet it convinced many proto-founders to put in YC applications.
bitsaboutmoney.com 7 Oct 2024
Liked The Phoenix Project
The Phoenix Project is actually assigned at some infrastructure companies, because the narrative makes the pedagogy about project management go down more easily.
bitsaboutmoney.com 7 Oct 2024
Recommends Shylock's Children
This is a pity, and if you can find it, it is very worth your time.
bitsaboutmoney.com 7 Oct 2024
Loved The Dagger and the Coin
This is a worthy entry in the genre. It suffers a bit from extensive plot not about banking and characters who barely speak to dragons. But all of that irrelevant fluff makes it one of the most underrated fantasy series I’ve ever read.
bitsaboutmoney.com 7 Oct 2024
Loved The Dragon's Banker
sometimes, a title has you at hello, and then goes on to underpredict the actual work. That’s the Dragon’s Banker in a nutshell.
bitsaboutmoney.com 7 Oct 2024
Recommends Margin Call
What it is stellar at—almost unmatched in fiction—is depicting archetypes that are both dramatically compelling and reasonably true to those working at various levels in the industry.
bitsaboutmoney.com 7 Oct 2024
Recommends The Big Short
the Big Short is a dramatization of a gang of outsiders (and insiders who are presented as outsiders for narrative convenience, a theme Lewis will return to frequently, not always with self-awareness) who correctly predict the mechanism and course of the global financial crisis.
bitsaboutmoney.com 7 Oct 2024
Where they publish
Blog kalzumeus.com His older long-running blog on software businesses, salary negotiation and consulting.
Link verified 4 Sept 2026.
Newsletter Bits about Money His newsletter on how the money industry actually works, published roughly biweekly.
Recent
- Notes on a non-profit indicted for bank fraud 1 May 2026 Well-regarded non-profit runs domestic intelligence agency; distributes intelligence product; achieves adoption in financial infrastructure; recruits agents and allies; intervenes against U.S. political fundraising.
- Fraud Investigation is Believing Your Lying Eyes 6 Feb 2026 The financial industry has paid tens of billions of dollars in tuition on fraud detection. Here are some observations for investigators with badges, press cards, or GoPros.
- One Regulation E, Two Very Different Regimes 7 Jan 2026 How consumer protection in payments works, why it was designed that way, and why it’s being contested today.
Show 12 more
- The gift card accountability sink 19 Dec 2025 The gaps scammers exploit in gift cards are the result of deliberate policy tradeoffs.
- Perpetual futures, explained 5 Dec 2025 Crypto’s most popular product offers capital efficiency for professionals, leveraged exposure for the masses, rich yields for market makers — and a poorly understood failure mode.
- A window into modern loan origination 10 Oct 2025 A four party consortium can underwrite, fund, and execute a consumer loan in 15 minutes. Here's how.
- Open Banking and payments competition 13 Aug 2025 Why the banks really hate fintechs that allow businesses to learn your account number easily.
- Two Americas, one bank branch, and $50,000 cash 5 Mar 2025 Ever wondered what happens if you try to take $50,000 in cash out of a bank? Answer: a year of investigative journalism.
- A very Chicago gamble 24 Jan 2025 Chicago and Bally's have teamed up in an investment offering.
- Bits about Money yearly recap and plans 15 Jan 2025 What we covered in 2024, what are plans are in 2025, and a solicitation for supporting memberships.
- Debanking (and Debunking?) 9 Dec 2024 Crypto advocates kicked off a recent, somewhat politicized, discussion of debanking. Strap in for scintillating banking compliance trivia.
- Fiction and Finance 7 Oct 2024 Recommendations of works of fiction of interest to financial practitioners or enthusiasts.
- Why the CrowdStrike bug hit banks hard 31 Jul 2024 Regulation-induced monocultures meet unfortunate but explicable engineering decisions.
- Working title (insurance) 30 Jun 2024 Title insurance is grossly overpriced relative to actual risks involved. Why is that?
- Guys what is wrong with ACATS 24 May 2024 Ever transferred assets between brokerages? Impressive, terrifying machinations happened in the background. No cats were harmed.
Link verified 4 Sept 2026. Recent items update automatically from the channel.
x.com @patio11 His X account.
Recent
- A few of us have been predicting saturation of adversarial contact points for a while, but this is first set of good graphs I’ve seen of it. Imagine it will take owning agencies a very substantial amount of time to realize what is happening. 18 Oct 2026
- I think I agree with this in a qualified fashion: for those government apps which are bad simply because nobody has scheduled 6 engineer weeks to make them good, golden age. For those government apps which are broken because we find it difficult to make policy decisions, new UI. 18 Oct 2026
- ADHD, or the non-medicalized cluster of personality traits sometimes referred to as that, has often seemed to be adaptive in certain parts of the modern economy in ways it was maladaptive in more traditional organizations. I wonder if AI supercharges this. 16 Oct 2026
Show 17 more
- Complex Systems is off this week; should be back next week as usual. 16 Oct 2026
- Getting my first real exposure to multi-agent development workflows recently and… well, nothing I say will be new, but: 1) This is clearly the future. 2) Oh we’re going to buy so much inference. 3) Barely feels like software engineering but I end the day intellectually spent. 15 Oct 2026
- Ruriko: *recounts a tech problem* Me: *explains plan* Ruriko: I already contacted them to get a solution. They told me to… Me: Did you talk to a person or read their docs? Ruriko: Email. Me: OK weighting towards zero. Ruriko: Why would you assume they would lie to me? Me: … 11 Oct 2026
- LLMs are very good at being Dangerous Professionals in dispute resolution even when interfacing with legendarily intransigent poorly managed bureaucracies, report the latest: 10 Oct 2026
- Ruriko: Why is this taking so long? Me: *explains how 3PLs work* Ruriko: So an American company opened a ticket with an American company to open a ticket with an American company to open a ticket with an American company and this is why nobody can find a box. Me: … Close. 3 Oct 2026
- I am recently reminded that some people consider having a strategy and then executing it to be deeply suspicious behavior, most particularly when it succeeds. 30 Sept 2026
- Sometime in the last ~two model releases from the big labs they went from “this would be acceptable output from the median low-seniority coworker” to “this is frighteningly good.” I think people who are not daily users of the models are unlikely to grok that, so, saying it. 28 Sept 2026
- This argument was also made about money market funds and stablecoins but continues to run into “3% on $8k is not enough money to justify thinking about this.” It’s hard enough when it is 3% on $100k for a small business account. 28 Sept 2026
- This keeps happening to Tether because of a structural need I’ve mentioned a few times. To run business, you need two banks: one to custody the money mountain, and one to do the high-volume incoming and outgoing transactions. Tether has one reliable bank-like entity (Cantor). 25 Sept 2026
- Complex Systems, which this week will be about the financialization of air travel disruption, will be released on Friday this week rather than Thursday due to a SPOF on the Eastern seaboard. 24 Sept 2026
- It’s been interesting the last few weeks hearing the parents’ TV or Lyft drivers’ radios saying things that in 2015 would have 100% pegged you as a LessWrong user. 23 Sept 2026
- Airline: So sorry we have to rebook you to tomorrow sir. *process processes* Airline: And here’s the new boarding passes. Me: Thank you. Will $AIRLINE also be issuing a hotel voucher. Airline: Unfortunately no. We do not issue vouchers in case of ATC-caused delays of travel. 22 Sept 2026
- This is not incidental to some critiques of it, though usually it is not made explicit. 20 Sept 2026
- I feel like the extent of the government/NGO Internet censorship apparatus is extensively underrated by people interested in AI safety, in particular how it pattern matches to calls for neutral third parties to people of the political persuasion who were targets of the censorship 14 Sept 2026
- If you had told me in undergrad I’d love to see ~fully automatic formalization I would have bet against, and if you had told me that the machine doing it would have a running color commentary on the importance, I’d have thought you under the influence. 4 Sept 2026 anthropic.com
- An increasingly common pattern in my boring-administrivia workflows is creating a new folder with an inbox/ or unsorted/ subfolder, starting a Claude Code instance, and telling it "Watch that for changes, read incoming files, rename and organize into a directory structure." 2 Sept 2026
- Non-ironically this sort of factor is an underappreciated vector for policing reform, because cross-departmental onmbudsmen willing to intervene against a sworn officer without someone dying are very rare in the U.S. legal/political system. 2 Sept 2026
Link verified 4 Sept 2026. Recent items update automatically from the channel.
Podcast Complex Systems His interview podcast on how industries and institutions work under the hood.
Open complexsystemspodcast.com
Link verified 4 Sept 2026.
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