Patrick McKenzie
Writer on the intersection of technology and finance. Author of the Bits about Money newsletter and host of the Complex Systems podcast; previously at Stripe.
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Where they publish
Bits about MoneyNewsletter His newsletter on how the money industry actually works, published roughly biweekly.
Recent
- Notes on a non-profit indicted for bank fraud 1 May 2026
- Fraud Investigation is Believing Your Lying Eyes 6 Feb 2026
- One Regulation E, Two Very Different Regimes 7 Jan 2026
Show 12 more
- The gift card accountability sink 19 Dec 2025
- Perpetual futures, explained 5 Dec 2025
- A window into modern loan origination 10 Oct 2025
- Open Banking and payments competition 13 Aug 2025
- Two Americas, one bank branch, and $50,000 cash 5 Mar 2025
- A very Chicago gamble 24 Jan 2025
- Bits about Money yearly recap and plans 15 Jan 2025
- Debanking (and Debunking?) 9 Dec 2024
- Fiction and Finance 7 Oct 2024
- Why the CrowdStrike bug hit banks hard 31 Jul 2024
- Working title (insurance) 30 Jun 2024
- Guys what is wrong with ACATS 24 May 2024
Link verified 4 Sept 2026. Recent items update automatically from the channel.
Complex SystemsPodcast His interview podcast on how industries and institutions work under the hood.
Open complexsystemspodcast.com
Link verified 4 Sept 2026.
Recommends rcmnd
What they recommendrcmnd 10 things — each backed by an exact quote.
Compiled by rcmnd.app, not by them: the quotes are theirs, and each links to the post it was copied from.
Recent
Odd Lots Recommends
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
bitsaboutmoney.com 2025-10-10
Money Stuff Recommends
For much more on that side of things, you should read Money Stuff or listen to Odd Lots, which cover “private credit is the new bank lending” all the time.
bitsaboutmoney.com 2025-10-10
Complex Systems Recommends
do check out Complex Systems if you haven't already. It is in your podcast-delivery-vehicle of choice or at the website
bitsaboutmoney.com 2024-10-07
their own
Show 7 more
The Social Network Mixed on
The Social Network is substantially made up, more a source for vibes rather than a source for facts. Even the vibes fail to cohere with reality. And yet it convinced many proto-founders to put in YC applications.
bitsaboutmoney.com 2024-10-07
The Phoenix Project Liked
The Phoenix Project is actually assigned at some infrastructure companies, because the narrative makes the pedagogy about project management go down more easily.
bitsaboutmoney.com 2024-10-07
Shylock's Children Recommends
This is a pity, and if you can find it, it is very worth your time.
bitsaboutmoney.com 2024-10-07
The Dagger and the Coin Loved
This is a worthy entry in the genre. It suffers a bit from extensive plot not about banking and characters who barely speak to dragons. But all of that irrelevant fluff makes it one of the most underrated fantasy series I’ve ever read.
bitsaboutmoney.com 2024-10-07
The Dragon's Banker Loved
sometimes, a title has you at hello, and then goes on to underpredict the actual work. That’s the Dragon’s Banker in a nutshell.
bitsaboutmoney.com 2024-10-07
Margin Call Recommends
What it is stellar at—almost unmatched in fiction—is depicting archetypes that are both dramatically compelling and reasonably true to those working at various levels in the industry.
bitsaboutmoney.com 2024-10-07
The Big Short Recommends
the Big Short is a dramatization of a gang of outsiders (and insiders who are presented as outsiders for narrative convenience, a theme Lewis will return to frequently, not always with self-awareness) who correctly predict the mechanism and course of the global financial crisis.
bitsaboutmoney.com 2024-10-07