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Mr. Money Mustache
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New Blog Post! How Unlimited Free Stuff from Amazon Almost Ruined My Retirement
ruined unlimited retirement
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20 September
Writes The Pragmatic Engineer, the software-engineering newsletter, and wrote The Software Engineer's Guidebook. Formerly an engineering manager at Uber, and at Microsoft/Skype and Skyscanner before that.
Talked with a company where, a year ago they had unlimited AI budgets + CEO is technical and very bullish in AI “We now have a daily budget limit for SOTA models. Use Fable and Astra only for planning, cheaper models are good enough for everything else.” Want to stress this is an “AI-pilled” company, and not one that ever looked at AI budgets, before. Related
13 September
Author of The Simple Path to Wealth and of the jlcollinsnh.com stock series on index-fund investing.
Here’s my pal Libby's most recent video on her cruise ship life asking for my take on what ‘retirement’ means. https://t.co/fkQGa2BAtc See less 📷 https://t.co/x9AvCQ4ecG I Saved Just Enough Money to Retire & Live on Cruise Ships (FIRE) Related
12 September
Writer and illustrator behind Wait But Why, a long-form blog of stick-figure-illustrated explainers on science, technology and society, and author of the book What's Our Problem?
This row of posts made me feel better and better until the last one ruined everything Related
11 September
Investing columnist for The Wall Street Journal and editor of the revised edition of Benjamin Graham's The Intelligent Investor.
My latest @WSJ column: Treasury inflation-protected securities, or TIPS, can help investors in or near retirement to protect their nest egg wsj.com
inflation Related
9 September
Canadian cartoonist and writer: Dinosaur Comics, Marvel's The Unbeatable Squirrel Girl, and the choose-your-own-path books To Be or Not To Be and Romeo and/or Juliet.
7 September
Economics professor at the University of California, Berkeley and a former Deputy Assistant Secretary of the US Treasury. Author of Slouching Towards Utopia and writer of the Grasping Reality newsletter.
Managing partner at Ritholtz Wealth Management. Writes the blog The Irrelevant Investor and co-hosts the Animal Spirits podcast with Ben Carlson.
Talk Your Book: AI Winners & Losers Sponsored by Shelton Capital Management Every Retirement Is Different. So Is Our Approach. Two actively managed ETF solutions designed to work together to pursue income, growth, and greater confidence in retirement. Exp…
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4 September
Investing columnist for The Wall Street Journal and editor of the revised edition of Benjamin Graham's The Intelligent Investor.
Smart retirement-savings strategies can save a lot of taxes, if you can take advantage of them. Here’s some ways to play the retirement tax guessing game. https://t.co/RbPEu89X1P via @WSJ Related
Managing partner at Ritholtz Wealth Management. Writes the blog The Irrelevant Investor and co-hosts the Animal Spirits podcast with Ben Carlson.
2 September
Managing partner at Ritholtz Wealth Management. Writes the blog The Irrelevant Investor and co-hosts the Animal Spirits podcast with Ben Carlson.
Animal Spirits: The Next Michael Burry Sponsored by Shelton Capital Management Every Retirement Is Different. So Is Our Approach. Two actively managed ETF solutions designed to work together to pursue income, growth, and greater confidence in retirement. Exp…
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31 August
British open-standards and open-source technologist, formerly of the UK Government Digital Service and the W3C Advisory Committee. Blogs at shkspr.mobi, where he posts a book review most weeks.
18 August
Writer of the personal-finance blog Of Dollars And Data and author of Just Keep Buying and The Wealth Ladder. Chief Operating Officer at Ritholtz Wealth Management.
12 August
Software engineer who writes about low-level and systems programming at nullprogram.com; author of the Elfeed feed reader, the Endlessh SSH tarpit and Enchive.
29 July
Writer and consultant on formal methods and software correctness; author of Practical TLA+ and Logic for Programmers.
28 July
Economist at Brown; writes ParentData and the books Expecting Better and Cribsheet, reading the evidence behind pregnancy and parenting advice.
23 July
Founder and editor-in-chief of MacStories, writing about Apple software, iPad workflows and automation since 2009. He co-hosts the AppStories podcast.
got that sweet new fiber up and running. forever ruined now Related
1 July
American-Polish journalist and historian, staff writer at The Atlantic; author of Gulag, Iron Curtain, Twilight of Democracy and Autocracy, Inc.
16 June
Historian of the Renaissance at the University of Chicago and a science-fiction novelist; wrote Terra Ignota and Inventing the Renaissance.
Their words
And so his power base was fragile vis-a-vis untruth. And for him because of the specific shape of his power and then the specific way he handled his contradictions, that did hurt him.
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6 June
Geneticist and writer on human population genetics, deep history and evolution; author of the Unsupervised Learning newsletter.
5 June
Web developer and writer; an early GitHub employee, author of speaking.io and of widely read essays on startups and product.
Every developer should volunteer for a non-profit on the side these days. There’s unlimited things to do, a magic tool for your knowledge that accomplishes things in minutes, and you learn a *ton* about a huge undervalued chunk of the world. Related
27 May
Investing columnist for The Wall Street Journal and editor of the revised edition of Benjamin Graham's The Intelligent Investor.
I joined @JeanChatzky on the @HerMoneyMedia podcast to honor my dear friend, the late @ClementsMoney, and his final book, "Money and Me." We talked about: * why his simple, sound investing philosophy still endures * what his terminal-cancer diagnosis taught him about the meaning of money * why the shift from saving to spending in retirement is so psychologically difficult * what Jonathan's final year, spent eating good food with good friends, can teach us all about living well Listen here: lnk.to
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25 May
Programmer and writer on computer architecture, performance, and software reliability. He has worked on CPU design at Centaur Technology and on software at Google and Microsoft, and writes long-form technical essays at danluu.com.
Nowadays, I often see people say they have access to unlimited tokens. Usually for work, although in response to https://t.co/BuzKs79xk5, someone from Microsoft said they have unlimited tokens for personal projects. I wonder what this means in practice. Surely there's a limit? Quoting @danluu What do people like for token-intensive workflows for personal projects? With a semi-autonomous workflow, I can exhaust a week's quota on the $200/mo codex plan in ~10 minutes of my time. If I'm in the loop, I get ~10x(?) the productivity per token, but it's time inefficient and Related
16 April
Pen name of the Canadian-American writer behind mrmoneymustache.com, a blog on frugality, early retirement and index-fund investing that has run since 2011.
8 April
Creator of Ruby on Rails, CTO of 37signals, and creator of Omarchy.
Their words, before
Mojito Island is a mirage. It always was. There is no retirement for ambitious people. There is no just sitting back on the beach and sipping a mojito for what? For two weeks before you go damn crazy and wanna get back into the action?
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Their words now
I think that's the other big misconception that some people have about wealth is that they conceive of it as some sort of checkpoint. Like once you've made it, then you can just kick back in leisure as though that was happiness.
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24 March
Writer and academic, author of The Cult of Smart and How Elites Ate the Social Justice Movement; writes a daily newsletter on politics, education and culture.
28 December 2025
Novelist, author of twelve books including Foundry, Bandwidth and Cumulus. Sends a newsletter of monthly book recommendations.
Their words
The Thursday Murder Club by Richard Osman is a delightful whodunnit set at a retirement home in the English countryside. Great characters. Fun twists. An endearing sense of humor. Nothing fancy or experimental, just a pleasure to read (and what more can you ask from a book, really?). If, like me, you enjoy mysteries, you'll be in good hands with Osman.
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7 October 2025
Pen name of the Canadian-American writer behind mrmoneymustache.com, a blog on frugality, early retirement and index-fund investing that has run since 2011.
25 February 2025
Pen name of the Canadian-American writer behind mrmoneymustache.com, a blog on frugality, early retirement and index-fund investing that has run since 2011.
Wow, have you seen the stock market lately? And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is up about fifty seven pe…
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30 November 2024
Founder of Terraform Industries and formerly a physicist at NASA's Jet Propulsion Laboratory; writes about energy, space and manufacturing.
16 October 2024
Writer on a lost civilisation of the Ice Age; wrote Fingerprints of the Gods and presented Ancient Apocalypse. Archaeologists reject the claims, which he disputes at length.
Their words
And actually the constellation of Leo has a very Sphinx-like look. And I and my colleagues are pretty sure that the Sphinx was originally a lion entirely.
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18 May 2024
Pen name of the Canadian-American writer behind mrmoneymustache.com, a blog on frugality, early retirement and index-fund investing that has run since 2011.
2 November 2023
Pen name of the Canadian-American writer behind mrmoneymustache.com, a blog on frugality, early retirement and index-fund investing that has run since 2011.
The Arizona Experiment! The thing that drew me to early retirement is freedom, and that’s still the best part of it. Back in 2005, the primary reason for this freedom-seeking was being able to devote my best hours to being a Dad – I had a feel…
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22 October 2023
Experimental psychologist and author of the blog Experimental History, on psychology, science reform and creativity.
Bob Barker (RIP) ruined my wedding and I'm putting a stop to his reign of terror Quoting @TheAtlantic Life advice is terrible, as a rule. But @a_m_mastroianni has discovered the one, perfect hack for living better: Related
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